
My financial success comes from knowing what I have available to me and living within my means and not taking chances with money I don’t have. I don’t have a credit card. I did have at one time and it caused a lot of trouble. When I got out from under credit card debt, I’ve kept myself debt free and have been that way for ten years now. I don’t want the stress a credit card gives. It’s not worth it.
That’s my mindset. What’s yours? Thanks for reading.

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