My financial success comes from knowing what I have available to me and living within my means and not taking chances with money I don’t have. I don’t have a credit card. I did have at one time and it caused a lot of trouble. When I got out from under credit card debt, I’ve kept myself debt free and have been that way for ten years now. I don’t want the stress a credit card gives. It’s not worth it.

That’s my mindset. What’s yours? Thanks for reading.

Valerie Writes Avatar

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2 responses to “My Financial Success”

  1. Erwinism Avatar

    Hi Dearest Valerie,
    I have the same mentality. I don’t keep a credit card with me, and opted never to buy anything out of thin air. My family’s lifestyle is adjusted to our income and only pursue functional items when purchasing. Thank you for sharing your insight. Stay blessed and have a wonderful day.
    Your friend,
    Erwin

    Liked by 2 people

    1. Valerie Writes Avatar

      It’s the best way to live. Have a blessed day.

      Liked by 1 person

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